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1

First Time Home Buyers

The First Time Homebuyer’s Program’s Steps to Homeownership is a two or four-session first-time homebuyer seminar offered each month across northeastern Massachusetts.

2

HEAP – Home Energy Assistance

The fuel assistance benefit (Home Energy Assistance Program or HEAP) helps eligible, income qualified households pay the cost of heating their homes.

4

Home Modification Loans

The Home Modification Loan Program helps families and individuals modify their homes for improved accessibility to allow family members living in the home who are elderly or disabled to continue living independently.

5

Family Self Sufficiency (FSS)

FSS is a voluntary HUD program designed to help Housing Choice Voucher families achieve increased economic self-sufficiency over a five-year period. CTI provides one-on-one coaching and assistance with reaching self-sufficiency goals.

6

Supporting Neighborhood Opportunity in Massachusetts (SNO Mass)

The Supporting Neighborhood Opportunity in Massachusetts (SNO Mass) Program supports Housing Choice Voucher families with school-aged children making moves to communities with high quality schools, parks and open space and health, safe environments.

7

Volunteer Income Tax Assistance (VITA)

he IRS’s Volunteer Income Tax Assistance (VITA) and Tax Counseling for the Elderly (TCE) programs offer free basic tax return preparation to qualified individuals. 

9

Healthy Babies through Homebased Prenatal Care

Free Prenatal Services Offered through Our Early Head Start Home-Based Program The Early Head Start program offers Home-Based services through home visits to expectant mothers, providing prenatal education and customized support. […]